Strata Cover Australia :: News
SHARE

Share this news item!

Cohabit's New Digital Platform Revolutionises Strata Insurance Management

Empowering Strata Schemes with Enhanced Insurance Solutions

Cohabit's New Digital Platform Revolutionises Strata Insurance Management?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In a significant advancement for the strata insurance sector, insurtech company Cohabit has unveiled a digital platform designed to streamline the insurance process for strata schemes.
This innovative solution allows property owners and managers to review and compare insurance options tailored to their specific buildings, leveraging comprehensive building data to facilitate informed decision-making.

The platform offers several key features aimed at enhancing user experience and operational efficiency. Users can benchmark premiums and coverage against similar properties, ensuring competitive and appropriate insurance selections. Additionally, the system enables tracking of renewals and policy details, providing a centralised hub for all insurance-related information. Expert guidance is also accessible through the platform, assisting users in navigating the often complex landscape of strata insurance.

Eleni Svinos, Cohabit's Director of Insurance, highlighted the challenges traditionally associated with strata insurance, noting its opacity and the difficulties owners face in understanding their coverage. She emphasised that Cohabit's digital approach brings the process into the modern era, combining live building data, benchmarking, and expert support to empower strata schemes in making more informed insurance decisions.

Currently, the platform hosts data from over 50,000 building profiles across Australia, demonstrating its extensive reach and capacity. CohabitInsurance is set to be rolled out to strata schemes, owners, and industry partners nationwide, aiming to provide every building with a digital identity that clarifies critical decisions, including insurance.

For property owners and investors, this development addresses several common pain points, such as the complexity of comparing different strata insurance policies and managing claims and repairs. By offering a transparent and user-friendly interface, Cohabit's platform simplifies the insurance process, potentially leading to more competitive premiums and comprehensive coverage tailored to individual property needs.

As the strata property market continues to grow, with an increasing number of Australians residing in strata-titled properties, innovations like Cohabit's digital platform are poised to play a crucial role in enhancing the efficiency and transparency of strata insurance management.

Published:Tuesday, 14th Apr 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

Sign in with Google to rate

0 Comments

No comments yet. Be the first to share your thoughts.

Insurance News

Why Better Strata Data Is Becoming an Insurance Issue
Why Better Strata Data Is Becoming an Insurance Issue
16 Sep 2026: Paige Estritori
Urbanise’s latest market communication has again highlighted the growing importance of digital systems in strata and facilities management. While the update is not an insurance announcement, it is relevant to owners corporations, body corporates and strata committees because insurers increasingly want clear, current and usable information about the buildings they are being asked to cover. - read more
What the New NSW Disclosure Rules Mean for Strata Cover
What the New NSW Disclosure Rules Mean for Strata Cover
09 Sep 2026: Paige Estritori
The latest phase of New South Wales strata reform has brought strata insurance disclosure back into practical focus, moving the issue from policy debate to renewal-season reality for owners corporations. The changes are designed to make it clearer when a strata managing agent, broker, insurer or related party receives a commission, fee or other financial benefit connected with arranging insurance. - read more
Why Insurance Tax Reform Is Back on the Strata Agenda
Why Insurance Tax Reform Is Back on the Strata Agenda
02 Sep 2026: Paige Estritori
The latest affordability push from Australia’s insurance industry has put state-based insurance taxes back in the spotlight, with renewed attention on how levies and duties can add to the cost of cover before a building’s individual risk profile is even assessed. For strata communities, that debate matters because premiums are usually paid collectively, then passed through to owners via levies. - read more
Why Rebuild Cost Pressure Matters for Strata Insurance
Why Rebuild Cost Pressure Matters for Strata Insurance
26 Aug 2026: Paige Estritori
Fresh attention on Australia's construction cost environment is a useful reminder for strata communities that insurance adequacy is not just about the premium charged at renewal. For owners corporations and body corporates, the more important question is whether the insured value of the building would still be enough to rebuild, reinstate common property and meet associated professional costs after a major loss. - read more
Click for more Insurance News


Strata Insurance Articles

How Strata Insurance Costs Are Calculated in Australia
How Strata Insurance Costs Are Calculated in Australia
Strata insurance costs in Australia are shaped by the building, location, claims history, cover choices, excesses, legal requirements and insurer risk assessment. Understanding these factors can help owners corporations and strata committees review premiums more confidently. - read more
When to Review Strata Insurance: Valuations, Sums Insured and Underinsurance
When to Review Strata Insurance: Valuations, Sums Insured and Underinsurance
Strata insurance reviews should not only check premium changes. For owners corporations and strata committees, current reinstatement valuations, accurate sums insured and an understanding of underinsurance risk are central to keeping cover aligned with the property and its legal obligations. - read more
Strata Insurance Coverage, Exclusions, Excesses and Policy Limits
Strata Insurance Coverage, Exclusions, Excesses and Policy Limits
Strata insurance can protect shared buildings, common property and liability exposures, but the details of a policy matter. This guide explains common strata insurance coverage areas, exclusions, excesses, policy limits, sub-limits and optional covers that owners corporations, strata committees and strata managers should review before relying on a policy. - read more
Strata Insurance Responsibilities for Owners Corporations, Lot Owners and Tenants
Strata Insurance Responsibilities for Owners Corporations, Lot Owners and Tenants
Strata insurance can be confusing because different parts of a property may be the responsibility of the owners corporation, individual lot owners, landlords or tenants. This guide explains the usual boundaries and where personal cover may still be needed. - read more

Knowledgebase
Subrogation:
An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.

Quick Links: | Strata Insurance Australia | Strata Insurance Policy | Strata Insurance Coverage | Strata Insurance Cost | Strata Insurance Requirements | Strata Insurance Providers | Strata Insurance Quotes | Strata Insurance Comparison | Strata Insurance Benefits | Strata Insurance Claims | Strata Insurance Regulations
This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Unique Group Broker Services.
IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.